Does your business have a company car? If so, is it insured properly?
If you own a company that has a company car or uses cars for work-related purposes, then you will need to purchase a commercial auto insurance policy. These insurance policies will keep your company covered in the event something happens to your company vehicle(s) or...
Four Tips to Safeguard Your Business Against Flood Damage
There are plenty of things to worry about if you own a business – there are customers to attend to, employees to manage, transactions to record, and future plans to be made. With all of these things on your plate, the possibility of a flood may be the last thing on...
Five Goals for Your Small Business in Q1 2022
As 2021 draws to a close, it is time to begin implementing a strategy for the first quarter of 2022. Due to the increasing economic turbulence, we have experienced over the past two years, successful businesses must embrace flexibility – setting quarterly goals can...
General Liability: What Does It Really Mean?
When looking into insurance for your business, one coverage you will often see is general liability. Now, what makes it general liability is the vast amount of items it covers in the policy, which we will cover a bit later. To emphasize why general liability policies...
The 3 Most Costly and Unimaginable Business Claims
Insurance is all about risk mitigation, not risk elimination. Risk is something that is always there. Without anticipating it, more than 40% of small businesses will see a property or liability loss within the next decade. Knowing this, the responsible question from...
What Kind of Insurance Do Web-Based Businesses Need?
With an increasing number of consumers shopping for goods and services online, digital businesses have been able to experience tremendous growth. But as a company takes on more orders, clients, and staff, the owner’s liability also increases. You can protect yourself...
Understanding Employee Practices Liability
Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise in lawsuits where employees file against...
How to Create a Culture of Safety in Your Business
When you think of “workplace culture,” you probably picture casual Fridays or volunteering as a group. Having a positive workplace culture is certainly something that benefits businesses and helps with employee retention. But what some people forget about is that a...
Why Does Your Business Need Cyber Liability Insurance?
In the past, most businesses retained their data either in a hard copy format, such as paper records and files, or on a private computer server that was stored within their building. However, cloud-based software has exploded in recent years. It offers affordable and...
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